Why October is Best for Spring Gardens

  Search Houzz for Great Tips! Plant hyacinths in fall for fragrant blooms in spring, just when you need them Marianne Lipanovich October 2, 2017 Houzz Contributor. I’m a California-based writer and editor. While most of my projects…More Email The familiar Dutch hyacinth hybrids, derived from Hyacinthus orientalis , are known for their plump flower spikes filled… Continue reading Why October is Best for Spring Gardens

The Importance of Home Equity in Retirement Planning

We often discuss the difference in family wealth between homeowner households and renter households. Much of that difference is the result of the equity buildup that homeowners experience over the time that they own their home. In a report recently released by the nonpartisan Employee Benefit Research Institute (EBRI), they reveal how valuable equity can… Continue reading The Importance of Home Equity in Retirement Planning

Buying a Home? Do You Know the Lingo?

Down Payment – This is a portion of the cost of your home that you pay upfront to secure the purchase of the property. Down payments are typically 3 to 20% of the purchase price of the home. There are zero-down programs available through VA loans for Veterans, as well as USDA loans for rural areas of the country. Eighty percent of first-time buyers put less than 20% down last month.

Pros and Cons of Winter Home Building

In the end, there’s no universal right or wrong. Since every business and every project is unique, builders must weigh the specific advantages and disadvantages. If you have the budget and experience to push through trying conditions and unexpected delays, there’s no reason you can’t remain productive 12 months a year.