Buying a Home? Do You Know the Lingo?

Down Payment – This is a portion of the cost of your home that you pay upfront to secure the purchase of the property. Down payments are typically 3 to 20% of the purchase price of the home. There are zero-down programs available through VA loans for Veterans, as well as USDA loans for rural areas of the country. Eighty percent of first-time buyers put less than 20% down last month.

Pros and Cons of Winter Home Building

In the end, there’s no universal right or wrong. Since every business and every project is unique, builders must weigh the specific advantages and disadvantages. If you have the budget and experience to push through trying conditions and unexpected delays, there’s no reason you can’t remain productive 12 months a year.

In a Seller’s Market: Is it Time to Downsize?

In a Seller’s Market: Is it Time to Downsize? (Ask your Realtor if Columbia, SC is a Sellers Market) A study by Edelman Berland reveals that 33% of homeowners who are contemplating selling their house in the near future are planning to scale down. Let’s look at a few reasons why this might make sense for many… Continue reading In a Seller’s Market: Is it Time to Downsize?