No… You Do Not Need 20% Down to Buy NOW!

The Aspiring Home Buyers Profile from the National Association of Realtors (NAR) found that the American public is still somewhat confused about what is required to qualify for a home mortgage loan in today’s housing market. The results of the survey show that non-homeowners cite the main reason for not currently owning a home, as not being able to afford one.

Your Opportunity to Achieve the American Dream Keeps Getting Better!

The American Dream, for many, includes being able to own a home of one’s own. With the economy improving in many areas of the country, that dream can finally become a reality.

The Tour of Homes is Coming to Columbia, SC

The Tour of Homes Kicks of at Woodcreek Farms June 10 at our Model home with a Fabulous Grill out for our customers!

Renting vs. Buying in Columbia

Factors That Influence Price in Columbia

The city continues to see steady growth since the recession, which indicates a slow increase in home prices. When looking at Columbia home buying trends, there are various factors that affect the price in Columbia, some of which include home size and location. Given the demographic of Columbia, single-family homes and condominiums tend to sell the quickest in the city. Additionally, school districts will play a major role in neighborhood popularity, which can also affect home prices.

Buying a Home? Do You Know the Lingo?

Down Payment – This is a portion of the cost of your home that you pay upfront to secure the purchase of the property. Down payments are typically 3 to 20% of the purchase price of the home. There are zero-down programs available through VA loans for Veterans, as well as USDA loans for rural areas of the country. Eighty percent of first-time buyers put less than 20% down last month.

Final Phase Opening- Press Release

Maintenance Free Columbia, SC Community, Final Phase is Slated for Opening March, 23 2017

8 Questions Realtors Should Always Ask When Showing Homes

Why do you want to buy a home now? This question can elicit relevant information, including pregnancies, job changes or a child leaving for college. You can then use this insight to tailor your services to the buyer’s specific needs, so that you are only showing homes that your client is interested in.